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Lightning Damage Claims

Lightning Damage Claims

There is more lightning per square mile in South Florida than in any other region in the USA.  Lightning is actually present more than one hundred days out of the year in the state, which results in a lot of damage to homes and other property! Cities like Boca Raton, Delray Beach, Deerfield Beach, Pompano Beach, Boynton Beach and other Palm Beach County cities experience an unusually high amount of lightning strikes year round.

Most homeowner’s policies in Florida cover lightning damage, including damage caused by fire and smoke as the result of the strike. One strike could destroy all of the electrical portions of your home. After all, each bolt has over 100 million volts of electricity! If we could find a way to harness that energy, we would all be billionaires!

High temperatures, intense humidity, and its prime location between the Atlantic and Gulf waters make Florida a paradise for lightning. Rain clouds and the high temperatures make for a grand round of lightning, which lights up the sky with immense intensity.

It is important to protect yourself during a storm. Stay away from electronic devices, stay off of the telephone, don’t attempt to wash laundry, turn the television off, and stay away from doors and windows.

Additionally, it is important to protect your home as much as possible. Keep your attention on your roof, and any other projectiles that protrude from your home, be aware of overhanging power lines and watch the trees around you in the event that they are struck or seem to be weakening.

Lightning is drawn to tall trees because they may have some root or stem decay. This makes the plant tissue moister, which in turn makes the tree a better conductor of electricity. It is like a natural lightning rod. This makes it extremely important to keep tall trees in good health or remove them from your property to prevent future damage of them falling or become a victim of a lightning strike.

Over 300,000 insurance claims are filed each year, with more than $350 million in damage just for lightning strikes. The direct strike is the primary thing you have to watch out for, but the strike can also cause fires, fallen trees, and electrical shortages. Be alert when lightning is in the air, and file a claim for any damages you incur.

With so many claims being processed, it may be beneficial to enlist the help of a Boca Raton public adjuster. They will get you the most that your policy allows, and get all damages taken care of quickly!

If you’ve experienced lightning damage in South Florida, call the pros at Reliant Adjusters Group for fast, reliable service at (561) 929-9826

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